Aviva and Singlife Merger in Singapore

I received a letter from Aviva Singapore regarding the "Combination of Aviva Singapore and Singlife".

So what's the big deal?

Well, I am an existing Aviva Singapore insurance policy customer.

I am also contemplating to put some money into Singlife... But hesitated because of contradicting reviews... Read my research here... https://adrianvideoimage.com/singlife/

Now that Aviva Singapore and Singlife are merging together, things may change.

Here's what I understand about the merger, according to the letter I received:

1. This is a planned transaction to combine Aviva Singapore and Singapore Life Pte Ltd ("Singlife"). So not merged company hasn't happened yet. 
2. The transaction is subject to regulatory approval and is expected to complete by January 2021. 
3. Thereafter, the Aviva Singapore and Singlife legal entities will combine, subject to approval by the Singapore courts, targeting the first half of 2021.
4. Aviva will retain a 25% equity shareholding in the new, combined business.n
5. TPG, a leading global private equity investor, will become a significant shareholder in the combined group, alongside Sumitomo Life Insurance Company and the other existing Singlife shareholders. 
6. Aviva Singapore has established excellence and industry experience. 
7. Singlife has innovative and digitally focused capabilities. 
8. There will be no changes to the terms, premiums and fees of policies I hold with Aviva.  
9. They will continue to operate under the same brand until further notice. 
10. Frequently Asked Questions (FAQ)... www.aviva.com.sg/en/aviva-singlife

In conclusion, I think that's probably good news. What do you think?

Should I put my money into Singlife now or wait for the merger to happen?

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